Welcome to RHB Banking Group. These terms and conditions governing use of Internet Banking and/or Mobile Banking Service (hereinafter referred to as . Your continued use and/or access of the services will be deemed to be your acceptance of these current terms and conditions. Should there be any conflict between this Agreement and any other agreement you may have with such entities in RHB Group which includes its subsidiaries, affiliates and/or business partners, the terms and conditions of this Agreement shall prevail to the extent that it relates to your use of Internet Banking and Mobile Banking.

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Definitions. In these Terms and Conditions, unless the context otherwise requires, the following terms shall have the following meanings: 1. Mobile device means the mobile device or such other communication device which is used to access the Mobile Banking service. The OTP will be sent together with Security Code via SMS to your registered handphone number. You have to make sure that the Security Code displayed on the Confirmation Page is an exact match with the Security Code sent via SMS before entering your OTP to complete the transaction. PFM is able to categorize transactions and add accounts from multiple institutions into a single view which will includes data visualizations such as cash flow, spending trends, goals, net worth, and debt management.

This is the mutual authentication function used by RHB Bank to verify that the login page is from a genuine RHB Bank's site. You have to make sure that the Security Code displayed on Confirmation Page is an exact match with the Security Code sent via SMS. Getting started to enroll and access to RHB Internet Banking and/or Mobile Banking. Subject to the terms and conditions herein, RHB Internet Banking and/or Mobile Banking is made available for application and enrolment to any customers who already have an existing savings/current account and/or debit/credit card account with RHB Bank or RHB Islamic Bank Berhad and which account is valid whenever the Service is accessed and/or used, performing a one- time online registration at the Website to start using the Services.

Notwithstanding the above, we may at our absolute discretion refuse registration to any first- time access customer and/or change the eligibility criteria above without giving any reason. For online registration at the Website to use RHB Internet Banking service, an Access ID and its required information such as ATM/Debit Card PIN or Credit Card CVV2 will be required. Thereafter, you will create your own Username, Password and Secret Word to access to the Services. Upon successfully registering with RHB Internet Banking; you may use the same Sign. On ID and Password to access to Mobile Banking.

Upon enrollment and accessing Mobile Banking, you shall be deemed to have read, understood and agreed to be bound by the terms and conditions and you further acknowledge and accept all inherent risks associated in conducting any transactions over the Internet/GPRS/3. G or such other electronic medium approved by RHB Bank. All your Accounts (including your joint accounts) that are linked to an Access ID will be automatically linked and accessible under the Services via your Username, subject to a maximum number of Accounts as may be prescribed by RHB Bank from time to time. You may initiate to link new Accounts to or delete existing Accounts from your Username by using the 'Manage Account' function made available via Internet Banking. You understand and acknowledge therefore that you will strictly observe your obligations under Clauses 4 and 6 hereunder, and that RHB Bank shall not be responsible for any loss or damages suffered by you howsoever arising from your non- observance thereof.

Further, notwithstanding anything herein to the contrary, and notwithstanding your personal compliance with the subscription procedures of the Services, RHB Bank is entitled (but is not obligated) to restrict your access to the Services until RHB Bank has received the written consent of your joint accountholder (if applicable) for your access to and use of the Services. You are required to provide, true, accurate current and complete information about yourself and your accounts maintained at other web sites and you agree to not misrepresent your identity or your account information. You agree to keep your account information up to date and accurate, and to notify us in the event that they have changed, and that RHB Bank shall not be responsible for any loss or damages suffered by you howsoever arising from your non- observance thereof. Further, notwithstanding anything herein to the contrary, and notwithstanding your personal compliance with the subscription procedures of the Services, RHB Bank is entitled (but is not obligated) to restrict your access to the Services until RHB Bank has received the written consent of your joint accountholder (if applicable) for your access to and use of the Services. Services (includes all Fund Transfer services, Bill Payments, Prepaid Reloads, IPO share application, Viewing of Accounts etc)3. You must keep your Accounts in sufficient funds to enable RHB Bank to complete any instructions to debit your account and effect a transfer of funds.

Services offered by RHB Internet Banking. Transfer between your own accounts (including joint accounts)Transfers to a third party (Open and Favorite Transfer)Bill payments (Open and Favorite Payment)Prepaid Services (Open and Favorite Prepaid Reload)Remittances (Foreign Telegraphic Transfer and Western Union)Interbank GIRO - IBG (Open and Favorite Transfer)Instant Transfer (Open and Favorite Transfer)Fixed Deposit (Placement, Upliftment, Withdrawal)Investment (IPO Share Application)Pay. Pal (Send Money and Pay. Pal Top Up)Purchase bank cheque in the form of Payment Order. Apply for Credit Card and Personal Financing.

Purchase and Renew RHB Insurancee. Statement (e. Statement Management and View e. Statement)Personal Financial Management – My Money Tools 3. Services offered by RHB Mobile Banking. Transfer between your own accounts (including joint accounts)Transfers to a third party (Favorite and Open Transfer)Bill payments (Favorite and Open Payment)Prepaid Services (Favorite and Open Prepaid Reload)Interbank GIRO - IBG (Open and Favorite Transfer)Instant Transfer (Open and Favorite Transfer)Pay. Pal (Send Money and Pay.

Pal Top Up)Personal Financial Management - My Money Tools  Note. Favourite transfers in RHB Mobile Banking ONLY, set up is done via RHB Internet Banking Open transfer, payment, reload and Pay. Pal only available on i.

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OS platform (i. Phone & i. Pad). 3. 2. The transaction types and its respective current limits imposed by RHB Internet Banking and/or Mobile Banking are as follows: -. Transaction. Default Limit(RM)Allowed Limit Change(RM)Own Account Transfer. No limit. 0 - No limit. MCA Transfer. 30,0. Other RHB Account Transfer. Instant Transfer.

Other Bank Normal Transfer - IBG5,0. License Code Virtual Cd V10. Send Money via Pay.

Pal. 3,0. 00. 0 – 3,0. Own Account Bill. Pay. No limit. 0 - No limit. Bill. Pay. 5,0. 00. Bill. Pay (Investment)5,0. Jom. PAY1. 0,0. 00.

Reload. 50. 00 - 5. Bret Ryan Turn On The Stars Download Games there. Top Up Pay. Pal Account. Foreign Telegraphic Transfer. No changes can be made.

Other Remittance Transactions(Payment Order and Western Union)2. No changes can be. Online Insurance - Purchase & Renew No limit. No limit. 3. 3. The operation of the above limits is subject always to the availability of funds in your accounts(s), and RHB Bank hereby reserves the right to vary such limit by giving notice to you from time to time hereafter. RHB Bank will not be liable for any delayed or failed funds transfer.

It is recommended that you allow a reasonable period of time for RHB Bank to effect your bill payments / funds transfers / remittances and / or notify you of any problem or restriction in effecting the same. RHB Bank will only be liable for funds transfers that it has confirmed in writing to you to have been effected.